Deductions
Edit, add, or remove rows. Each deduction is either a percentage of gross pay or a flat amount per period. The pre-filled rows are examples — replace them with your own payslip figures.
General information tools only — not tax or financial advice. Rates and rules vary by country and change over time; confirm important figures with a qualified accountant.
How to use the take-home pay calculator
Built around your payslip, not a tax table
Tax brackets differ in every country and change every year, so this calculator does not pretend to know yours. Instead you list the deductions that actually appear on your payslip — each as a percentage of gross pay or a flat amount — and it does the arithmetic instantly.
Tips for accuracy
Copy the percentages straight from a recent payslip for the closest estimate. If a deduction is charged monthly (like a flat insurance premium), add it as a flat row and remember the calculator works on annual totals — multiply a monthly flat amount by 12, or enter your gross monthly and read the per-month results.
Example
Gross 60,000 per year with example deductions of 20% income tax (12,000), 5% pension (3,000), and 1,200 flat insurance: total deductions 16,200, so take-home pay is 43,800 per year — 3,650 per month. Edit the rows to match your own payslip.
Frequently asked questions
Why doesn't the calculator know my tax rate?
Income-tax systems are country-specific and change frequently. Entering the rates from your own payslip keeps the result correct wherever you live.
My pension is a flat amount, not a percentage. Can I add it?
Yes. Set the row type to 'Flat amount' and enter the annual figure.
Does it handle bonuses or overtime?
Add them to the gross salary figure before calculating, or add a negative-value check: bonuses are simply part of gross pay here.
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